Deposit Accounts

Deposits

Whether you’re starting out as a student with a free savings account or looking for a high interest paying money market account, we have an option for you at HNB. Contact us for more information and to find the right account for you.


Woman holding a phone and credit card

Checking

Common Cents Checking: Minimum opening deposit of $100.00. Earns tiered interest rate. Service charge applies if balance falls below $500.00

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Money Miser Checking: Minimum opening deposit of $1.00. Does not earn interest. No minimum balance fee. E-Statement by default. Paper statement fee may apply.

Regular Checking: Minimum opening deposit of $100.00. Does not earn interest. Service charge applies if balance falls below $500.00. Service charge does not apply to customers 62 & over.

Freedom Club Regular Checking: Minimum opening deposit of $100.00. Does not earn interest. No minimum balance fee. Available for customers 55 & over.


A woman putting a coin in a piggy bank

Savings

Statement Savings: Minimum opening deposit of $50.00. Interest paid quarterly. Service charge applies if balance falls below $200.00. Service charge fee waived for students 23 and under.

Christmas Bonus Savings: Minimum opening deposit of $1.00. Interest accrues daily; Interest paid annually. Early withdrawal fee applies before club payout (October). Cannot open after 20th week.

Vacation Bonus Savings: Minimum opening deposit of $1.00. Interest accrues daily; Interest paid annually. Early withdrawal fee applies before club payout (April). Cannot open after 20th week.

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Piles of coins that get progressively larger

Money Market

Market Star Investment: Minimum opening deposit of $1,000.00. Earns tiered interest rate. Excessive withdrawal fee may apply.

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A stethoscope and wooden blocks that spell HSA

Health Savings Account

HSA: Minimum opening balance $100.00. Please check with your Tax Professional before establishing an account as specific eligibility requirements apply.

Annual fee of $15.00     Transfer fee of $50.00


Money growing out of the ground

CD's & IRA's

IRA: Minimum opening balance & rate determined by term chosen. Please check with your Tax Professional before establishing an account as specific requirements apply. Early withdrawal penalty applies. Transfer fee of $50.00

CD: Minimum opening balance & rate determined by term chosen. Penalties applied for early withdrawal.

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Business people reviewing documents

Business Accounts

Free Regular Business Checking: Minimum opening deposit of $100.00. Does not earn interest. No minimum balance fee.

Common Cents for Business: Minimum opening deposit of $100.00. Earns tiered interest rate. Service charge applies if balance falls below $500.00

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