What does Havana National Bank (Hereinafter referred to as "HNB") do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your information. Please read this notice and fully understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Assets and overdraft history
- Social Security number and income
- Account balances and transaction history
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Havana National Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal data | Does Havana National Bank Share? | Can you limit this sharing? |
|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes - information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes - information about your creditworthiness | No | We don't share |
| For affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Questions?
Call 309-543-3361 or go to www.havanabank.com
Who is providing this notice?
Havana National Bank
How does Havana National Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical , electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Havana National Bank collect my personal information?
We collect your personal information , for example, when you:
- open an account or apply for a loan
- give us your income information or use your debit card
- make deposits or withdrawals from your account
- apply for insurance or apply for financing
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your informatino to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
HNB has no affiliates.
Non Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies
Havana National Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
HNB doesn't jointly share
Rev. 7/2021