The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Assets and overdraft history
• Social Security number and income
• Account balances and transaction history

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Havana National Bank chooses to share; and whether you can limit this sharing.

 For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes -

to offer our products and services to you

For our affiliates' everyday business purposes -

information about your transactions and experiences

For our affiliates' everyday business purposes -

information about your creditworthiness

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical , electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate .

We collect your personal information , for example, when you

• open an account or apply for a loan
• give us your income information or use your debit card
• make deposits or withdrawals from your account
• apply for insurance or apply for financing

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your informatino to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Companies related by common ownership or control. They can be financial and non-financial companies.

• HNB has no affiliates.

• Havana National Bank does not share with nonaffiliates so they can market to you .

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• HNB doesn't jointly share