We want to ensure that you are well-informed about fraudulent activities and scams affecting individuals in our communities, as well as around the world. Scammers are using increasingly sophisticated methods to defraud people in a range of ways, and we don’t want anyone to fall victim to these criminals. Educating yourself on how to spot fraudulent behavior is crucial. Your vigilance and proactive measures are essential in protecting yourself and your loved ones.

Top Tips to Protect Yourself

1. Think Before You Act Scammers often pressure you to respond or react quickly by claiming that something is rare or available for a limited time. Don’t fall for it. Take time to verify their claims and consult trusted sources like family, friends, or financial advisors. If it seems too good to be true, it probably is.

2. Protect Your Personal Information Never share personal information with someone who contacts you unexpectedly, whether it’s by phone, email, social media, or even in person at your front door.

3. Watch for Phishing Attempts Be cautious of unsolicited emails, text messages, or phone calls requesting personal or financial information. Always verify the source before acting. Scammers are skilled at impersonation, so don’t assume something is legitimate just because it looks official.

4. Be Careful with Links and Attachments Avoid clicking on links or opening attachments in emails from unknown senders. These can contain viruses or malware that operate in the background and compromise your security.

5. Use Strong and Unique Passwords Create complex and unique passwords for your accounts. Update them regularly and never share them with others.

6. Enable Two-Factor Authentication Add an extra layer of security to your accounts by enabling two-factor or multi-factor authentication whenever possible.

7. Verify Requests for Sensitive Information Legitimate organizations will never ask for sensitive information, such as Social Security numbers, passwords, or financial details, through email or phone.

8. Monitor Financial Statements Regularly review your bank and credit card statements for suspicious or unauthorized transactions. We suggest checking your online banking account weekly, at least. Report any irregularities immediately.

9. Stay Informed Be cautious of investment schemes or offers that promise high returns with little risk. Always verify their legitimacy and consult with professionals if needed. Familiarize yourself with common scam tactics and stay updated on fraud prevention tips.

Report Suspicious Activity

If you come across ANY suspicious activity, please reach out to us immediately at 309/543-3361. We’re here to support and protect you.

Thank you for choosing Havana National Bank for your financial needs.

Sincerely,

Jeffery A. Bonnett
President/CEO